Last updated: September 2026
Roots and Wealth Group, a subsidiary of SJA Financial Services, LLC ("we," "us," or "our") operates FreeRMDCalculator.com (the "Site"). This Privacy Policy explains how we collect, use, and protect information when you use our required minimum distribution (RMD) calculator and related services.
To generate your RMD estimate, you provide your birth year and retirement account balance. These inputs are used solely to perform the calculation and are not required to be accurate or verified identity information.
If you choose to request a consultation, download a guide, or contact us, we may collect your name, email address, phone number, and any information you voluntarily provide.
We automatically collect certain non-personal information such as browser type, device type, pages visited, and general location data through cookies and analytics tools.
If you provide your contact information, we may reach out by phone, email, or text message regarding retirement planning services, subject to the SMS Messaging & Compliance terms below.
We use collected information to operate and improve the Site, respond to inquiries, provide requested consultations or resources, and, where you've consented, to send you marketing communications.
If you provide your mobile number and opt in to receive text messages, message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP, or get help by replying HELP. We will not share your mobile opt-in information with third parties for their own marketing purposes. Consent to receive texts is not a condition of purchasing any services.
We do not sell your personal information. We may share information with licensed insurance professionals affiliated with Roots and Wealth Group to fulfill your requests, and with service providers who assist in operating the Site, subject to confidentiality obligations. We may also disclose information if required by law.
We implement reasonable administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
The Site may use cookies and similar tracking technologies to enhance user experience and analyze site traffic. You can control cookies through your browser settings.
You may request access to, correction of, or deletion of your personal information by contacting us at the information below. California residents have additional rights described in our CCPA Notice below.
The Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.
If you are a California resident, you have the right to know what personal information we collect, request deletion of your information, and opt out of the sale of personal information (we do not sell personal information). To exercise these rights, contact us using the information below.
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.
Roots and Wealth Group, a subsidiary of SJA Financial Services, LLC
CA Lic. #4374774 · NPN 20996862
Phone: 707-WEALTH7 (707-932-5847)
Saint Augustine, FL 32092